The process

How the mortgage process works

Every mortgage starts the same way: with a conversation.

Step 1

Discovery call

We start with a call to talk about your goals, answer your questions and figure out the best way forward. There is no cost and no obligation.

It depends on what you are doing. Pick the timeline that matches your plan to see every step, with typical timing.

Application and documents, pre-approval, making an offer, conditions and subject removal, through to the keys.

Review and qualification, approval, payout of your existing mortgage, and funding day.